Permanent Insurance: Ownership of Life Insurance Policies and Life Insurance Trusts

1. If used properly, life insurance can be one of the estate’s most valuable and flexible tools. Insurance can be used in a variety of ways. a. First, life insurance can create an immediate estate, which ordinarily might take years to accumulate. Example: An average wage earner may need a long period of time to […]

20 year term insurance

So you wonder if  you need term life insurance for 20 years… You can choose from several terms of life insurance, 5 year, 10 year, 15 year, 20 year, 25 year, 30 year or even longer more. It might seem difficult deciding which plan you need. It is important to do some planning before you choose. 20-year term life insurance, like all term […]